Episode 102: Money with a Mission – Adding Purpose to Your Portfolio
This week’s episode focuses on preparing wisely in 2026 by aligning financial planning with biblical stewardship. Jay Peroni, CFP® emphasizes that retirement success is not about predicting markets, but about intentional preparation before challenges arrive. Jay explains that most retirement stress stems from missed planning opportunities rather than market crashes, and that true wealth management is about alignment—ensuring money supports one’s faith, family, calling, and peace of mind.
For 2026, Jay describes it as a “reset year,” marked by tax changes, permanent income decisions, and narrower margins for error. He stresses that retirement planning shifts from accumulation to coordination—aligning income sources, taxes, investments, risk management, and legacy goals. Even strong savers can lose thousands unnecessarily if these elements are misaligned.
Biblically Responsible Investing (BRI) is presented as foundational, not optional. Jay challenges listeners to consider whether their investments reflect their values, noting that peace often follows faith-aligned portfolios. Scripture reinforces the call to steward worldly wealth wisely and intentionally.
Common mistakes heading into retirement include confusing familiarity with safety and drifting instead of designing a plan. Jay reframes risk management as foresight, grounded in diversification, downside awareness, and income stability. He affirms that faith-based investing can remain competitive, often favoring durable, ethically run companies with strong fundamentals.
In the second segment, the discussion turns to income sustainability, RMDs, charitable strategies like Qualified Charitable Distributions, and legacy planning. Jay highlights that legacy is about more than assets—it’s about passing on values, unity, and purpose. The episode closes with a call to action, encouraging listeners to seek a second opinion and schedule a complimentary, faith-based retirement review to prepare confidently and intentionally for 2026 and beyond.
For more information, contact Faith Investor Services today.
