Episode 88: “Faith, Tech & Timeless Strategies: Building a Kingdom-Minded Retirement Plan”
In this dynamic episode of Faith & Retirement, Jay Peroni, CFP explores how believers can build retirement plans rooted in faith, wisdom, and forward-thinking strategy. From biblical stewardship to the rise of artificial intelligence, this episode blends timeless financial principles with modern-day insight.

Jay begins by defining holistic financial planning—a comprehensive approach that integrates income, taxes, healthcare, estate, and faith-based investing. Through stories like Carol’s, a widow who gained clarity through collaborative planning, and Mike’s portfolio “clean-up” that aligned his investments with biblical values, Jay shows how faith-based strategies lead not just to financial confidence but spiritual peace. He also clarifies the often-misunderstood world of annuities, describing them as “personal pensions” that can create lifetime income security for retirees like Susan, who finally found peace knowing her income was guaranteed.

In the second half, Jay examines the future of investing through the lens of stewardship. He unpacks the AI and technology boom, emphasizing discernment—investing in innovation that uplifts humanity rather than promotes anti-biblical agendas. Jay explains why gold remains a wise hedge against volatility and how bitcoin, though volatile, can have a small, strategic place in modern portfolios. Drawing lessons from history—from the Great Depression to the 2008 crisis—Jay reminds listeners that wisdom, diversification, and faith are the best defenses against financial storms.

The show closes with a powerful call to action: align your money with your mission. For a free faith-based portfolio review, listeners are invited to call (800) 270-7310 or visit FaithAndRetirement.com. Episode 88 challenges Christians to plan diligently, invest faithfully, and build a legacy that honors God and impacts generations.