Episode 93  – The Great Wealth Transfer: Passing Wisdom and Wealth God’s Way
In this powerful episode, Jay Peroni, CFP®, unpacks one of the most significant financial and spiritual moments of our time: the Great Wealth Transfer, where Baby Boomers are expected to pass over $84 trillion to younger generations in the coming decades. But Jay reminds listeners that this isn’t just about economics… it’s about stewardship, legacy, and discipleship.

Jay explains the importance of planning wisely rather than relying on inheritance as a retirement strategy. “Gratitude, not entitlement,” he says, should shape how we receive wealth. He shares stories of families surprised by dwindling estates due to healthcare costs, and others whose lack of communication led to conflict and heartbreak. The antidote? Honest conversations and a clear estate plan. Jay emphasizes that your will or trust should reflect your faith, not just your finances.

Listeners learn why trusts are essential tools for anyone with property, investments, or blended family dynamics. Unlike wills, trusts avoid probate, reduce legal battles, and keep matters private. Jay also highlights key strategies for reducing taxes, planning the transfer of real estate or heirlooms, and giving while alive.

A major theme of the episode is faith-based legacy. Jay explains how wealth can become worship when believers align their investments with biblical values through Faith Investor Services’ Screen & Clean process. Avoiding companies that violate Christian ethics and supporting those that bring healing, dignity, and value, allows a portfolio to become a testimony.

The episode closes with a reminder: your money tells a story:  make sure it honors God. Jay encourages listeners to create a faith-rooted wealth transfer plan and offers a no-cost consultation at FaithandRetirement.com or by calling (800) 270-7310.