Episode 97: Moving Money, Building Legacy: Wise Stewardship for Wealth in Motion
In this week’s episode, Jay Peroni, CFP® explores one of the most critical seasons many Christian families face today: money in motion. From inheritances and old 401(k) rollovers to pension buyouts, business exits, home sales, and charitable gifts, Jay explains that these transitions are not just financial events, they are spiritual moments that require wisdom, patience, and intentional stewardship.
Jay emphasizes a foundational principle drawn from Proverbs 21:5: abundance flows from diligent planning, not haste. When significant wealth moves, the first step should be to slow down, pray, and seek counsel. Emotional or rushed decisions can lead to lost guarantees, unnecessary taxes, or investments that conflict with biblical values. Instead, Jay advocates for clarity through consolidation, careful tax planning, and faith-based investment strategies that align capital with Christian convictions.
Throughout the episode, Jay shares real-life stories illustrating how intentional stewardship transforms fear into peace and wealth into ministry. He highlights the importance of avoiding emotional decision-making during grief, using a “stewardship pause” for inheritances, and structuring business-sale proceeds to replace income, manage taxes, and rediscover purpose beyond work.
In Segment Two, the conversation broadens to generational stewardship. Jay explains that inheritance planning without discipleship can become a burden, while faith-aligned planning equips heirs with maturity, generosity, and responsibility. Topics such as healthcare and long-term care costs, tax-smart giving strategies, donor-advised funds, and faith-based investing all reinforce a central message: legacy is not just what you leave to your family, but what you leave in them.
The episode concludes with a clear call to action: if you have money in motion, now is the time to seek biblical wisdom and professional guidance to ensure your wealth reflects your faith, supports your calling, and builds a lasting Kingdom legacy.
