Values or Value? Seek Both.

July 27, 2021

Investing is fraught with decisions, even more so if you aim to live by specific principles. After all, if you seek to uphold Catholic values, how can you feel good about investing in products or policies that don’t align with Church teaching? How can you—however inadvertently—fund organizations or governments that actively cause harm? Even if you do try to tailor your investments to your spiritual values, it can be tough to distinguish the good from the bad, as the lines are often blurred by corporate buyouts and mergers. But sitting on your money doesn’t seem smart financially, either, especially at a time when money market accounts offer an average interest rate of just 0.09%1. It’s not spiritually wise, either: Remember, the Gospel2 teaches us not to bury our silver in the ground. So what’s a faithful would-be investor to do?

You Can Invest According to Your Values…

Faith-based investing can solve your ethical and financial dilemma. Our ETFs (Exchange-Traded Funds) only invest in companies whose business practices are aligned with the investment policies of the United States Conference of Catholic Bishops (USCCB). Created in 2003, these guidelines help investors address their responsibility as faithful stewards. The guidelines follow six major themes:

  • Protecting human life
  • Promoting human dignity
  • Reducing arms production
  • Pursuing economic justice
  • Protecting the environment
  • Encouraging corporate responsibility

The USCCB guidelines also include specific strategies to identify which investment opportunities align with the values above. In other words, when you invest in an ETF from Faith Investor Services (FIS), you can be assured your money will do no harm, as it will not be invested in any companies “whose products and/or policies are counter to the values of Catholic moral teaching or statements adopted by the Conference of bishops.” In addition, your money may help promote the common good, by upholding policies and initiatives that promote Catholic values, and promoting community development initiatives that aid the poor or provide other social advancements.

…Without Sacrificing Financial Value

But investing isn’t just about upholding values, it’s about providing value for you and your family. Since the Knight of Columbus Asset Advisors (KoCAA) actively manage our ETF’s, you’ll benefit from their 135+ years of experience, the same expertise they use to steer the Knight’s $29 billion portfolio, and the peace that comes from knowing your money is with a firm that’s rated Superior rating by independent rating agencies Standard & Poor’s; and has been since 1991 (currently AA+).

Bond ratings are grades given to bonds that indicates their credit quality as determined by an independent rating service such as Standard & Poor’s or Moody’s, etc. The firm evaluates a bond issuer’s financial strength, or its ability to pay a bond’s principal and interest in a timely fashion. Ratings are expressed as letters ranging from ‘AAA’, which is the highest grade, to ‘D’, which is the lowest grade. Not Rated category includes holdings that are not rated by any rating agencies.

In addition, Faith Investor Services’ ETFs offer not just exposure to a broad range of companies in the domestic and emerging markets, but also compelling long-term investment opportunities from companies whose ethical business practices may possess long-term sustainable value.

If you’d like to invest while upholding your values, we’d love to tell you more about our ETFs, and the way we work with investors to ensure their money supports the good in the world. Contact us today to learn more about faith-based investing.

 

  1. As of June 21, 2021 – source: https://www.fdic.gov/regulations/resources/rates/
  2. Matthew 25:14-30

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Carefully consider investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the KOCG Prospectus available by clicking here. Read all materials carefully before investing.

Fund Risks:
There is no guarantee the Fund’s investment strategy will be successful and you can lose money on your investment in the fund. Shares may trade at a premium or discount to their NAV in the secondary market. The fund is new and has limited operating history to judge.

Market Risk. The prices of securities held by the Fund may decline in response to certain events taking place around the world, including those directly involving the companies whose securities are owned by the Fund; conditions affecting the general economy; overall market changes; local, regional or global political, social or economic instability; and currency, interest rate and commodity price fluctuations. Emerging Markets Securities Risk. The Fund’s investments in emerging markets securities are considered speculative and subject to heightened risks in addition to the general risks of investing in foreign securities. Unlike more established markets, emerging markets may have governments that are less stable, markets that are less liquid and economies that are less developed. Active Management Risk. The Fund is actively managed, which means that investment decisions are made based on investment views. There is no guarantee that the investment views will produce the desired results or expected returns, which may cause the Fund to fail to meet its investment objective or to underperform its benchmark index or funds with similar investment objectives and strategies. Catholic Values Investing Risk. The Fund considers the USCCB Guidelines in its investment process and may choose not to purchase, or may sell, otherwise profitable investments in companies which have been identified as being in conflict with the USCCB Guidelines. This means that the Fund may underperform other similar mutual funds that do not consider the USCCB Guidelines when making investment decisions.

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